Terms & ConditionsWelcome to Goldenlotusmedia.com, LLC. and/or its affiliates (“Goldenlotusmedia.com”) provide website features access to third party products and services to you when you visit or shop at www.Goldenlotusmedia.com, use Goldenlotusmedia.com products or services, use Goldenlotusmedia.com applications for mobile, or use software provided by Goldenlotusmedia.com in connection with any of the foregoing (collectively, “Goldenlotusmedia.com Services”). Goldenlotusmedia.com provides these services subject to the following conditions.Agreeing to These Terms & ConditionsWe offer a range of services depending on your needs. Individuals come to Goldenlotusmedia.com to both post and purchase content. A majority of these Terms and Conditions will apply to both individuals and suppliers. In some cases, the responsibilities of individuals purchasing content and suppliers providing content vary. If these Terms and Conditions are inconsistent with specific Service Terms, those Service Terms will apply.IMPORTANT – PLEASE CAREFULLY READ AND UNDERSTAND THESE TERMS AND CONDITIONS OF USE & SALE (THESE “TERMS”) BEFORE ACCESSING, USING, OR SUBSCRIBING OR PLACING AN ORDER OVER Goldenlotusmedia.com OR OTHER OF OUR SITES OR ONLINE RESOURCES WHICH LINK TO THESE TERMS.THESE TERMS CONTAIN DISCLAIMERS OF WARRANTIES AND LIMITATIONS OF LIABILITIES INCLUDING ARBITRATION AND CLASS ACTION WAIVER PROVISIONS THAT WAIVE YOUR RIGHT TO A COURT HEARING, RIGHT TO A JURY TRIAL, AND RIGHT TO PARTICIPATE IN A CLASS ACTION (SEE SECTIONS 10, 14, 15, AND 16). ARBITRATION IS MANDATORY AND IS THE EXCLUSIVE REMEDY FOR ANY AND ALL DISPUTES UNLESS SPECIFIED BELOW IN SECTION 16. THESE TERMS FORM AN ESSENTIAL BASIS OF OUR AGREEMENT.General UseThe use of Goldenlotusmedia.com or other sites or online resources to which these Terms are linked (each, a “Website”), owned and maintained by Goldenlotusmedia.com LLC. (“Goldenlotusmedia.com,” “we,” “our,” “us”), are governed by these Terms. We offer the Website, including all information, tools, and services available from the Website to you, the user, conditioned upon your acceptance of all terms and conditions stated herein. By accessing, using, subscribing, or placing an order over the Website, you and your business (including any sub users you may have) agree to the terms and conditions set forth herein. If you do not agree to these Terms in their entirety, you are not authorized to use the Website in any manner or form whatsoever.THIS IS A BINDING AGREEMENT. THESE TERMS TOGETHER WITH OUR PRIVACY STATEMENT FORM A LEGALLY BINDING AGREEMENT (THE “AGREEMENT”) BETWEEN YOU AND YOUR BUSINESS (“YOU”) AND Goldenlotusmedia.com. THIS AGREEMENT GOVERNS YOUR ACCESS TO AND USE OF THE WEBSITE AND THE SERVICES PROVIDED BY Goldenlotusmedia.com, ANY ORDER YOU PLACE THROUGH THE WEBSITE, BY TELEPHONE, OR OTHER ACCEPTED METHOD OF PURCHASE AND, AS APPLICABLE, YOUR USE OR ATTEMPTED USE OF THE PRODUCTS OR SERVICES OFFERED ON OR AVAILABLE THROUGH THE WEBSITE. PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.Goldenlotusmedia.com reserves the right to update and change, from time to time, these Terms and all documents incorporated by reference by posting updates and/or changes to our Website. It is your responsibility to check this page periodically for changes. You can find the most recent version of these Terms here. Use of the Website after such changes constitutes acceptance of such changes. Any new features or tools which are added to the current Website shall also be subject to the Terms.Table of ContentsWebsite Use
Website User Conduct and Restrictions-License Terms
Our Privacy Statement and Your Personal Information
Information You Provide; Registration; Passwords; Prohibition Against Hosting Third-Party Agency Accounts
Order Placement and Acceptance
Refunds
Subscription Terms and Automatic Payment
Shipping Fees
Products, Services, and Prices Available on the Website
Disclaimer – your individual results will vary
Your Responsibilities Running A Business
Testimonials, reviews, and pictures/videos
Compliance with the law, including commitment against harassment and interference with others
Disclaimers of other warranties
Limitations of liabilities
Dispute resolution by mandatory binding arbitration and class action waiver
Goldenlotusmedia.com Additional Remedies
Indemnification
Notice and Takedown Procedures; Copyright Agents
Third-Party Links
Termination
No Waiver
Governing Law and Venue
Force Majeure
Assignment
Electronic Signature
Changes to the Agreement
Your Additional Representations and Warranties
Severability
Entire Agreement
Contacting Us
SECTION 1 – Website UseThe Website is intended for businesses operated by adults. If you use the Website, you are affirming that you are at least 18 years old or the legal age of majority in your state or province of residence (whichever is greater), operate a business, have the legal capacity to enter into a binding contract with us, and have read this Agreement and understand and agree to its terms.SECTION 2 – Website User Conduct and Restrictions-License TermsAll aspects of our Website are protected by Canada. and international copyright, trademark, and other intellectual property laws, including all content, information, design elements, text material, logos, taglines, metatags, hashtags, photographic images, testimonials, personal stories, icons, video and audio clips, and downloads. No material on the Website may be copied, reproduced, distributed, republished, uploaded, displayed, posted, or transmitted in any way whatsoever. The Goldenlotusmedia.com trademark and logo are proprietary marks of Goldenlotusmedia.com, and the use of those marks is strictly prohibited. Nothing herein gives you the right to use, copy, register as a domain name, reproduce, or otherwise display any logo, tagline, trademark, trade name, copyrighted material, patent, trade dress, trade secret, or confidential information owned by Goldenlotusmedia.com.Subject to your continued strict compliance with all Terms, Goldenlotusmedia.com provides to you a revocable, limited, non-exclusive, royalty-free, non-sublicenseable, non-transferrable license to use the Website. You acknowledge and agree that you do not acquire any ownership rights in any material protected by intellectual property laws.If you purchase a subscription to Goldenlotusmedia.com’s online materials, Goldenlotusmedia.com provides to you a revocable, limited, non-exclusive, non-sublicenseable, non-transferrable license to use the software. You acknowledge and agree that: (1) the software is copyrighted material under Canada and international copyright laws that is exclusively owned by Goldenlotusmedia.com; (2) you do not acquire any ownership rights in the software; (3) you may not modify, publish, transmit, participate in the transfer or sale, or create derivative works from the content of the software; (4) except as otherwise expressly permitted under copyright law, you may not copy, redistribute, publish, display or commercially exploit any material from the software without the express written permission of Goldenlotusmedia.com; and (5) in the event of any permitted copying (e.g., from the Website to your computer system), no changes in or deletion of author attribution, trademark, legend or copyright notice shall be made.You agree not to use or attempt to use the Website, or any software provided by Goldenlotusmedia.com, whether alone, or in conjunction with other software or hardware, in any unlawful manner or a manner harmful to Goldenlotusmedia.com. You further agree not to commit any harmful or unlawful act or attempt to commit any harmful or unlawful act on or through the Website or through use of any software or hardware including, but not limited to, refraining from:HARMFUL ACTS. Any dishonest or unethical practice; any violation of the law; infliction of harm to Goldenlotusmedia.com reputation; hacking and other digital or physical attacks on the Website; scraping, crawling, downloading, screen-grabbing, or otherwise copying content on the Website and/or transmitting it in any way we haven’t specifically permitted; introducing, transmitting, or storing viruses or other malicious code; interfering with the security or operation of the Website; framing or mirroring the Website; creating, benchmarking, or gathering intelligence for a competitive offering; infringing another party’s intellectual property rights, including failing to obtain permission to upload/transfer/display works of authorship; intercepting or expropriating data; and the violation of the rights of Goldenlotusmedia.com or any third party;
“SPAMMING” AND UNSOLICITED COMMUNICATIONS. We have zero tolerance for spam and unsolicited communications. Any communications sent or authorized by you reasonably deemed “spamming,” or any other unsolicited solicitations (including without limitation postings on social media or third-party blogs) will be deemed a material threat to Goldenlotusmedia.com reputation and to the rights of third parties. It is your obligation, exclusively, to ensure that all business communications comply with state and local anti-spamming or analogous laws.
OFFENSIVE COMMUNICATIONS. Any communication sent, posted, or authorized by you, including without limitation postings on any website operated by you, or social media or blog, which are: sexually explicit, obscene, vulgar, or pornographic; offensive, profane, hateful, threatening, harmful, defamatory, libelous, harassing, or discriminatory; graphically violent; or solicitous of unlawful behavior.
SENSITIVE INFORMATION. You will not import, or incorporate into, any contact lists or other content you upload to any website, software, or other electronic service hosted, provided by or connected to Goldenlotusmedia.com, any of the following information: social security numbers, national insurance numbers, credit card data, passwords, security credentials, bank account numbers, or sensitive personal, health or financial information of any kind.SECTION 3 – Our Privacy Statement and Your Personal InformationWe respect your privacy and the use and protection of your non-public, personal information. Your submission of personal information through the Website is governed by our Privacy Statement and, if you and/or your end users are located in the European Union or United Kingdom. Our Privacy Statement may be viewed here. Goldenlotusmedia.com reserves the right to modify its Privacy Statement and DPA in its reasonable discretion from time-to-time. Our Privacy Statement is incorporated into this Agreement by reference.SECTION 4 – Information You Provide; Registration; PasswordsAs a Goldenlotusmedia.com user, you will be required to create an account with Goldenlotusmedia.com. You warrant that the information you provide us is truthful and accurate, and that you are not impersonating another person. You are responsible for maintaining the confidentiality of any password you may use to access your Goldenlotusmedia.com user account, and you agree not to transfer your password or username or lend or otherwise transfer your use of or access to your user account, to any third party. You are fully responsible for all transactions with, and information conveyed to you as Goldenlotusmedia.com Subscriber/User, including technical information, pricing, business strategy, and data about other past or current Goldenlotusmedia.com users or their customers.SECTION 5 – Order Placement and AcceptanceIf you order a service or product, payment must be received by us before your order is accepted. We may require additional information regarding your order if any required information was missing or inaccurate and may cancel or limit an order any time after it has been placed. Your electronic order confirmation, or any form of confirmation, does not signify our acceptance of your order. You must contact us immediately at agency@goldenlotusmedia.com. in order to modify or cancel your pending order. We cannot guarantee that we will be able to amend your order in accordance with your instructions.All items are subject to availability. We will notify you if any item is not available, the expected availability date, and may offer you an alternative product or service. If the availability of any product or service is delayed and you do not wish to substitute the product or service, upon your request, we will cancel your order and if previously charged, your payment card will be fully refunded for that specific order. We reserve the right to limit the sales of our products and services to any person, geographic region, or jurisdiction. We may exercise this right on a case-by-case basis at our sole and exclusive discretion.Your purchase order of products and other services is conditioned on you re-affirming your acceptance of this Agreement.All advertised prices are in, and all payments shall be in, U.S. Dollars.SECTION 6 – RefundsGoldenlotusmedia.com has no refund or exchange policy After you have started our coaching services and obtained our help in building your assets this constitutes agreement to begin your engagement and since work has started No Refunds can be provided at all.Intangible online are not refundable. As our service are digital products, it is deemed “used” after being emailed, downloaded and/or opened.If you are not happy with our services, your only recourse is to unsubscribe from using the services.If you choose to stop using our services before the end of your billing cycle, you understand and accept that we will not be able to offer a refund, whether partially or in full, for the remaining part of your cycle.For the sake of emphasis, we do not provide refunds, credit, or prorated billing for any canceled subscription.If you wish to cancel your subscription, please email: agent@Goldenlotusmedia.com. You must complete a cancellation survey form prior to having your subscription cancelled, failure to submit your survey in a timely manner may result you being liable for the next billing cycle. Once your survey has been received our customer service can begin to process your cancellation request.SECTION 7 – Subscription Terms and Automatic PaymentsA Goldenlotusmedia.com user is responsible for paying all sums due to Goldenlotusmedia.com in connection with their monthly subscription in accordance with these Terms. The first fee payable in accordance with these Terms is due when the user account is set up and payment of the monthly fee is a condition of access, or after your free trial ends and you have not canceled the automatic subscription with us. Every calendar month, your account will be charged the subscription fee plus applicable tax for the following month’s subscription, together with any other fees for the following month’s subscription plus any accumulated charges for the past period (collectively “Fees”).Failure by the Goldenlotusmedia.com user to use any of the services available through the service provided by Goldenlotusmedia.com does not relieve the Goldenlotusmedia.com user of their payment obligations under these Terms. Potential users can pay by credit card or debit card. Payment details shall be collected by us through our secure financial data collection mechanism. You acknowledge and agree that we hold data relating to the transaction, including the last four digits and the expiration date of the card used to purchase the products or services together with details on when payment is due.You further acknowledge and agree that payments are due on a recurring basis in accordance with the payment terms for the specific service purchased (unless the subscription is cancelled in accordance with these Terms) and therefore authorize the automatic payment collection terms applicable to that specific service (e.g., on a monthly basis and for a specific amount).IF YOU WISH TO CANCEL YOUR Goldenlotusmedia.com SUBSCRIPTION (INCLUDING SUBSCRIPTIONS FOR SERVICES) AT ANY TIME AFTER A FREE TRIAL OR DISCOUNTED PERIOD ENDS, YOU MUST SUBMIT A CANCELLATION REQUEST TO US VIA OUR SUPPORT EMAIL ADDRESS agency@goldenlotusmedia.com. OR THROUGH YOUR ACCOUNT DASHBOARD, AS DETAILED HERE. FOR MONTHLY SUBSCRIPTIONS (INCLUDING SUBSCRIPTIONS FOR SERVICES), WE REQUIRE AT LEAST TEN (10) DAYS’ NOTICE

Goldenlotusmedia.com reserves the right to immediately terminate a user’s account and/or service for any unpaid (in whole or part) period of the subscription (with or without notice). Termination of service in no way relieves or excuses the user from any obligation to pay outstanding charges or expenses. In the event Goldenlotusmedia.com starts collection processes of any type, you will be liable for all collection costs, including legal fees and expenses, as provided in Section 18 below. In addition to any Fees, Goldenlotusmedia.com may also charge applicable value added or other tax.SECTION 8 – Shipping FeesUnless otherwise stated on the Website at the time of purchase, if we ship you a physical product, we reserve the right to add applicable shipping and handling fees to your order. Unless otherwise stated, we will use commercially reasonable efforts to fulfill your order within a reasonable time after receipt of your properly completed and verified order. Accurate shipping address and phone number information is required. Although we may provide delivery or shipment timeframes or dates, such dates are good-faith estimates and are subject to change. If your order will be delayed, we will contact you at the e-mail address you provided when placing your order. If we are unable to contact you or you would like to cancel your order, we will cancel the order and refund the full amount charged. We shall not be liable for any loss, damage, cost, or expense related to any delay in shipment or delivery caused by any third-party carrier or other delivery service not owned or controlled by us. The risk of loss and title for such items pass to you upon our delivery to any third-party carrier.SECTION 9 – Products, Services, and PricesProducts, services, and prices are generally posted at the following URL, but are subject to change: www.Goldenlotusmedia.com. Goldenlotusmedia.com reserves the right, without notice, to discontinue products or services or modify specifications and prices on products and services without incurring any obligation to you. Except as otherwise expressly provided for in these Terms, any price changes to your subscription or purchase of product(s) or services will take effect following email notice to you.Price changes are effective on the first day of the month after the price change is posted. By accessing, using, subscribing or placing an order over the Website, you authorize Goldenlotusmedia.com to charge your account in the amount indicated for the value of the services you select, including any future price changes. If you request a downgrade in services, the downgrade (and corresponding price reduction) will become effective on the first day of the month following your requested downgrade. By your continued use of Goldenlotusmedia.com services, and unless you terminate your subscription as provided herein, you agree that Goldenlotusmedia.com may charge your credit card monthly for the products and services you have selected, and you consent to any price changes for such services after e-mail notice has been provided to you.Goldenlotusmedia.com takes reasonable steps to ensure that the prices set forth on the Website are correct, and to accurately describe and display the items available on the Website. If the correct price of our product is higher than its stated price, we will, at our discretion, either contact you for instructions or cancel your order and notify you of such cancellation.When ordering products or services, please note that Goldenlotusmedia.com does not warrant that product or service descriptions are accurate, complete, current, or error-free, or that packaging will match the actual product that you receive. All sales are deemed final except as provided otherwise. Goldenlotusmedia.com descriptions of, or references to, products or services not owned by Goldenlotusmedia.com are not intended to imply endorsement of that product or service or constitute a warranty by Goldenlotusmedia.com.SECTION 10 – Disclaimer – Your Individual Results Will VaryEvery online business is different, employing different strategic approaches and organizational structures, and offering different products and services. Therefore, individual results will vary from user to user. YOUR BUSINESS’ INDIVIDUAL RESULTS WILL VARY DEPENDING UPON A VARIETY OF FACTORS UNIQUE TO YOUR BUSINESS, INCLUDING BUT NOT LIMITED TO YOUR CONTENT, BUSINESS MODEL, AND PRODUCT AND SERVICE OFFERINGS.Goldenlotusmedia.com does not promise, guarantee, or warrant your business’ success, income, or sales. You understand and acknowledge that Goldenlotusmedia.com will not at any time provide sales leads or referrals to you or your business. Those businesses who purchase our products or services will receive access to our course and training. However, we do not guarantee your business’ success and based upon many market factors that we cannot control, the software and tools we provide may or may not be applicable to your specific business.Further, we do not make earnings claims, efforts claims return on investment claims, or claims that our software, tools, or other offerings will make your business any specific amount of money, and it is possible that you will not earn your investment back. We do not sell a business opportunity, “get rich quick” program, guaranteed system, franchise system, or a business in a box. You should not purchase our products or services if that is your expectation.Instead, you should purchase with the understanding that using the information and training purchased will take time and effort and may be applicable in some situations but not others. Also, we do not offer any tax, accounting, financial, or legal advice. You should consult your business’ accountant, attorney, or financial advisor for advice on these topics.SECTION 11 – Your Responsibilities in Running Your BusinessYou represent and warrant that you operate a business in good-standing and you agree that there are no prior or pending government investigations or prosecutions against you or your business. You also agree that you and your business will only use Goldenlotusmedia.com’s products and services for lawful purposes and that you shall not use such products or services, whether alone or in connection with other software, hardware, or services, for any unlawful or harmful purpose.You are solely and exclusively responsible for complying with all applicable laws and regulations in running your business, including, but not limited to, all laws governing advertising and marketing claims, subscriptions, refunds, premium offers, tax laws, and all additional laws applicable to your business.You agree to notify Goldenlotusmedia.com if any investigation or lawsuit is threatened or filed against you, whereupon Goldenlotusmedia.com shall have the right to terminate this Agreement without liability. Goldenlotusmedia.com shall have no liability for your violation of any laws.You are solely and exclusively responsible for collecting and reporting all sales and use tax, and any other taxes, which may apply to sales of products or services by your business. Goldenlotusmedia.com shall not be responsible to collect or report any taxes which may apply to your business or sales of products or services by your business.You agree to indemnify Goldenlotusmedia.com as set out below in the event that you and/or your business violates any law and a claim is threatened or asserted against Goldenlotusmedia.com as a result.SECTION 12 – Testimonials, Reviews, and Pictures/VideosGoldenlotusmedia.com is pleased to hear from users and customers and welcomes your comments regarding our services and products. Goldenlotusmedia.com may use testimonials and/or product reviews in whole or in part together with the name, city, and state of the person submitting it. Testimonials may be used for any form of activity relating to Goldenlotusmedia.com services or products, in printed and online media, as Goldenlotusmedia.com determines in its sole and exclusive discretion. Testimonials represent the unique experience of the participants and customers submitting the testimonial, and do not necessarily reflect the experience that you may have using our services or products. As set forth above in Section 10, your results will vary depending upon a variety of factors unique to and beyond Goldenlotusmedia.com’s control. Note that testimonials, photographs, and other information that you provide to us will be treated as non-confidential and nonproprietary, and, by providing them, you grant Goldenlotusmedia.com a royalty-free, worldwide, perpetual, nonexclusive and irrevocable license to use them.Additionally, Goldenlotusmedia.com reserves the right to correct grammatical and typing errors, to shorten testimonials prior to publication or use, and to review all testimonials prior to publication or use. Goldenlotusmedia.com shall be under no obligation to use any, or any part of, any testimonial or product review submitted.You may post reviews, comments, photos, videos, and other content; send e-cards and other communications; and submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights (including publicity rights), or otherwise injurious to third parties or objectionable, and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam” or unsolicited commercial electronic messages. You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content. Goldenlotusmedia.com reserves the right (but not the obligation) to remove or edit such content but does not regularly review posted content.If you do post content or submit material, and unless we indicate otherwise, you grant Goldenlotusmedia.com a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, perform, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant Goldenlotusmedia.com and sublicensees the right to use the name that you submit in connection with such content if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify Goldenlotusmedia.com for all claims resulting from content you supply. Goldenlotusmedia.com has the right but not the obligation to monitor and edit or remove any activity or content. Goldenlotusmedia.com takes no responsibility and assumes no liability for any content posted by you or any third party.SECTION 13 – Compliance with the Laws, Including Commitment Against Harassment and Interference with Others (“Targeting”)As a Goldenlotusmedia.com user, you must comply with all laws, both U.S. and foreign, including, but not limited to, laws prohibiting deceptive and misleading advertising and marketing, e-mail marketing laws (including the federal CAN-SPAM Act (15 U.S.C. § 7701)), telemarketing laws (including the federal Telephone Consumer Protection Act (47 U.S.C. § 227) and the Federal Trade Commission’s Telemarketing Sales Rule (16 C.F.R. § 310)), laws governing testimonials (including the Federal Trade Commission’s Revised Endorsements and Testimonials Guides (16 CFR Part 255)), and/or any similar laws, laws relating to intellectual property, privacy, security, terrorism, corruption, child protection, or import/export laws. You are solely responsible for ensuring their compliance with all applicable laws, rules, regulations, and court orders of any kind of any jurisdiction applicable to you and your business, and any recipient to whom you send digital messages using our products or services. You have the responsibility to be aware of, understand, and comply with all applicable laws and ensure that you and all users of your account comply with such applicable laws at all times.If you use any messaging software, or any other messaging system or other software or hardware provided by you or a third-party, you agree that you will follow all applicable laws with respect to sending messages, including without limitation the federal Telephone Consumer Protection Act. You further agree to indemnify and defend Goldenlotusmedia.com from any claims, damages, losses, and lawsuits of any kind or nature that may be made or brought against Goldenlotusmedia.com relating in any way to your violation of law or third-party rights by use or misuse of any messaging software or hardware, whether provided by Goldenlotusmedia.com. You further understand and agree that Goldenlotusmedia.com has no control over, and therefore cannot be responsible for, the functionality or failures of any third-party software, including without limitation Facebook, Facebook Messenger, and internet browser notifications. Goldenlotusmedia.com DOES NOT WARRANT THAT ANY Goldenlotusmedia.com MESSAGING SOFTWARE WILL BE COMPATIBLE WITH ANY THIRD-PARTY SOFTWARE. YOU ARE SOLELY AND EXCLUSIVELY RESPONSIBLE FOR YOUR USE OF ANY AND ALL MESSAGING SOFTWARE AND/OR HARDWARE.COMMITMENT AGAINST TARGETING AND HARASSMENT AND INTERFERENCE WITH OTHERS. You must not use our services, whether alone, or in connection with other software or hardware, to: (i) store, distribute, or transmit any malware or other material that you know, or have reasonable grounds to believe, is or may be tortious, libelous, offensive, infringing, harassing, harmful, disruptive, or abusive; or (ii) commit, promote, aid, or abet any behavior, which you know, or have reasonable grounds to believe, is or may be tortious, libelous, offensive, infringing, harassing, harmful, disruptive, or abusive.SECTION 14 – Disclaimers of Other WarrantiesEXCEPT WHERE OTHERWISE INAPPLICABLE OR PROHIBITED BY LAW:THE WEBSITE AND ALL CONTENT ARE PROVIDED ON AN “AS IS”, “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. WE MAKE NO, AND EXPRESSLY DISCLAIM ANY AND ALL, REPRESENTATIONS AND WARRANTIES AS TO THE RELIABILITY, TIMELINESS, QUALITY, SUITABILITY, AVAILABILITY, ACCURACY, AND/OR COMPLETENESS OF ANY INFORMATION ON THIS WEBSITE. WE DO NOT REPRESENT OR WARRANT, AND EXPRESSLY DISCLAIM THAT: (A) THE USE OF THE WEBSITE OR ANY SOFTWARE WILL BE SECURE, TIMELY, UNINTERRUPTED OR ERROR-FREE, OR OPERATE IN COMBINATION WITH ANY OTHER HARDWARE, SOFTWARE, SYSTEM OR DATA, (B) THE WEBSITE, SOFTWARE, OR SERVICES WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS, (C) ANY STORED DATA WILL BE ACCURATE OR RELIABLE, (D) THE QUALITY OF ANY PRODUCTS, SERVICES, SOFTWARE, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE WEBSITE WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS, (E) ERRORS OR DEFECTS IN THE WEBSITE WILL BE CORRECTED, OR (F) THE WEBSITE OR THE SERVER(S) THAT MAKE THE WEBSITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ALL CONDITIONS, REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT OF THIRD-PARTY RIGHTS, ARE HEREBY DISCLAIMED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.SECTION 15 – Limitations of LiabilitiesEXCEPT WHERE OTHERWISE INAPPLICABLE OR PROHIBITED BY LAW, IN NO EVENT SHALL Goldenlotusmedia.com OR ANY OF ITS OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, INDEPENDENT CONTRACTORS, TELECOMMUNICATIONS PROVIDERS, AND/OR AGENTS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, CONSEQUENTIAL, PUNITIVE, OR ANY OTHER DAMAGES, FEES, COSTS OR CLAIMS ARISING FROM OR RELATED TO THIS AGREEMENT, THE PRIVACY STATEMENT, THE SERVICES OR PRODUCTS, YOUR OR A THIRD PARTY’S USE OR ATTEMPTED USE OF THE WEBSITE OR ANY SOFTWARE, SERVICE, OR PRODUCT, REGARDLESS OF WHETHER Goldenlotusmedia.com HAS HAD NOTICE OF THE POSSIBILITY OF

SUCH DAMAGES, FEES, COSTS, OR CLAIMS. THIS INCLUDES, WITHOUT LIMITATION, ANY LOSS OF USE, LOSS OF PROFITS, LOSS OF DATA, LOSS OF GOODWILL, COST OF PROCUREMENT OF SUBSTITUTE SERVICES OR PRODUCTS, OR ANY OTHER INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, CONSEQUENTIAL, OR OTHER DAMAGES. THIS APPLIES REGARDLESS OF THE MANNER IN WHICH DAMAGES ARE ALLEGEDLY CAUSED, AND ON ANY THEORY OF LIABILITY, WHETHER FOR BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE AND STRICT LIABILITY), WARRANTY, OR OTHERWISE.SECTION 16 – Dispute Resolution by Mandatory Binding Arbitration and Class Action WaiverPLEASE READ THIS ARBITRATION PROVISION CAREFULLY TO UNDERSTAND YOUR RIGHTS. EXCEPT WHERE PROHIBITED BY LAW, YOU AND YOUR BUSINESS AGREE THAT ANY CLAIM THAT YOU OR YOUR BUSINESS MAY HAVE IN THE FUTURE MUST BE RESOLVED THROUGH FINAL AND BINDING CONFIDENTIAL ARBITRATION. YOU ACKNOWLEDGE AND AGREE THAT YOU ARE WAIVING THE RIGHT TO A TRIAL BY JURY. THE RIGHTS THAT YOU AND YOUR BUSINESS WOULD HAVE IF YOU WENT TO COURT, SUCH AS DISCOVERY OR THE RIGHT TO APPEAL, MAY BE MORE LIMITED OR MAY NOT EXIST. YOU AGREE THAT YOU MAY ONLY BRING A CLAIM IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF (LEAD OR OTHERWISE) OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. YOU FURTHER AGREE THAT THE ARBITRATOR MAY NOT CONSOLIDATE PROCEEDINGS OR CLAIMS OR OTHERWISE PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR CLASS PROCEEDING.THERE IS NO JUDGE OR JURY IN ARBITRATION, AND COURT REVIEW OF AN ARBITRATION AWARD IS LIMITED. HOWEVER, AN ARBITRATOR CAN AWARD ON AN INDIVIDUAL BASIS THE SAME DAMAGES AND RELIEF AS A COURT (INCLUDING INJUNCTIVE AND DECLARATORY RELIEF OR STATUTORY DAMAGES) AND MUST FOLLOW THESE TERMS AS A COURT WOULD.If you have a complaint, dispute, or controversy, you agree to first contact us at agency@goldenlotusmedia.com. to attempt to resolve the dispute or controversy informally. Any controversy or claim arising out of or related to the use of the Website, any product, service, or software, these Terms, the Privacy Statement, any affiliate agreement, or your relationship with us that cannot be resolved through such informal process or through negotiation within 120 days shall be resolved by binding, confidential arbitration administered by the American Arbitration Association (“AAA”), and judgment on the award rendered may be entered in any court having jurisdiction thereof. We agree that any claim we may have against you or your business will also be subject to his arbitration provision, except as provided in Sections 20 and 21 below. The arbitration will be conducted by a single neutral arbitrator in the English language in [Canada or the United States Jurisdiction?] , unless we both agree to conduct the arbitration by telephone or written submissions. The arbitrator shall be selected by agreement of the parties or, if the parties cannot agree, chosen in accordance with Rules of the AAA. The arbitration will be conducted in accordance with the provisions of the AAA’s Commercial Arbitration Rules and Procedures, in effect at the time of submission of the demand for arbitration. The AAA’s Rules are available at www.adr.org or by calling 1-800-778-7879. The arbitrator shall have the exclusive and sole authority to resolve any dispute relating to the interpretation, construction, validity, applicability, or enforceability of these Terms and Conditions of Use and Sale, the Privacy Statement, this arbitration provision, and any other terms incorporated by reference into these Terms and Conditions of Use and Sale. The arbitrator shall have the exclusive and sole authority to determine whether any dispute is arbitrable. The arbitrator shall have the exclusive and sole authority to determine whether this arbitration agreement can be enforced against a non-signatory to this agreement and whether a non-signatory to this agreement can enforce this provision against you or Goldenlotusmedia.com.Payment of all filing, administration, and arbitrator fees will be governed by the AAA’s Rules. In all other respects, the parties shall each pay their own additional fees, costs, and expenses, including, but not limited to, those for any attorneys, experts, documents, and witnesses.The arbitrator shall follow the substantive law of the State of Nevada without regard to its conflicts of laws principles. Any award rendered shall include a confidential written opinion and shall be final, subject to appeal under the Federal Arbitration Act, 9 U.S.C. §§ 1-16, as amended. Judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.You and Goldenlotusmedia.com agree that disputes will only be arbitrated on an individual basis and shall not be consolidated, on a class wide, representative basis, or with any other arbitration(s) or other proceedings that involve any claim or controversy of any other party. You and Goldenlotusmedia.com expressly waive any right to pursue any class or other representative action against each other.Failure or any delay in enforcing this arbitration provision in connection with any particular claim will not constitute a waiver of any rights to require arbitration at a later time or in connection with any other claims except that all claims must be brought within 1 year after the claim arises (the 1 year period includes the 120 day informal resolution procedures described above).This arbitration provision sets forth the terms and conditions of our agreement to final and binding confidential arbitration and is governed by and enforceable under the Federal Arbitration Act, 9 U.S.C. §§ 1-16, as amended.This provision survives termination of your account or relationship with Goldenlotusmedia.com, bankruptcy, assignment, or transfer. If the class action waiver is deemed unenforceable (i.e., unenforceability would allow arbitration to proceed as a class or representative action), then this entire arbitration provision shall be rendered null and void and shall not apply. If a portion of this arbitration provision (other than the class action waiver) is deemed unenforceable, the remaining portions of this arbitration provision shall remain in full force and effect.YOU UNDERSTAND THAT YOU AND YOUR BUSINESS WOULD HAVE HAD A RIGHT TO LITIGATE THROUGH A COURT, TO HAVE A JUDGE OR JURY DECIDE YOUR CASE, AND TO BE PARTY TO A CLASS OR REPRESENTATIVE ACTION. HOWEVER, YOU UNDERSTAND AND AGREE TO HAVE ANY CLAIMS DECIDED INDIVIDUALLY AND ONLY THROUGH BINDING, FINAL, AND CONFIDENTIAL ARBITRATION IN ACCORDANCE WITH THIS ARBITRATION PROVISION.SECTION 17– Goldenlotusmedia.coms Additional RemediesIn order to prevent or limit irreparable injury to Goldenlotusmedia.com, in the event of any breach or threatened breach by you of the provisions of this Agreement or any infringement or threatened infringement by you of the intellectual property of Goldenlotusmedia.com or a third-party, Goldenlotusmedia.com shall be entitled to seek a temporary restraining order and preliminary and permanent injunctions or other equitable relief from a court of competent jurisdiction located in California restraining such breach, threatened breach, infringement, or threatened infringement. Nothing in this Agreement shall be construed as prohibiting Goldenlotusmedia.com from pursuing in court any other remedies available to it for such breach, threatened breach, infringement, or threatened infringement, including the recovery of monetary damages from you and your business. You and your business hereby irrevocably consent to the exclusive personal jurisdiction of, and exclusive venue in, the courts governing Cardiff, California, for all such claims, and forever waive any challenge to said courts’ exclusive jurisdiction or venue.SECTION 18 – IndemnificationTo the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless Goldenlotusmedia.com, its directors, officers, employees, shareholders, licensors, independent contractors, subcontractors, suppliers, affiliates, parent companies, subsidiaries, and agents from and against any and all claims, actions, loss, liabilities, damages, expenses, demands, and costs of any kind, including, but not limited to attorneys’ fees and costs of any litigation or other dispute resolution, arising out of, resulting from, or in any way connected with or related to (1) your use, misuse, or attempt to use the Website, software, products, or services, (2) information you submit or transmit through the Website, (3) your breach of these Terms, the documents they incorporate by reference, the Agreement, or the representations and warranties provided by you in this Agreement, or (4) your violation of any law or the rights of a third-party.SECTION 19 – Notice and Takedown Procedures; Digital Millennium Copyright ActIf you believe that materials or content available on the Website infringes any copyright you own, you or your agent may send Goldenlotusmedia.com a notice requesting that Goldenlotusmedia.com remove the materials or content from the Website. If you believe that someone has wrongly filed a notice of copyright infringement against you, you may send Goldenlotusmedia.com a counter-notice. Notices and counter-notices should be sent to Goldenlotusmedia.com, by e-mail to support@generateagentleads. These Terms fully incorporate by reference the DMCA Policy.SECTION 20 – THIRD-PARTY LINKSThe Website may contain links to other websites. The views, information or opinions expressed on or during any Goldenlotusmedia.com or otherwise publicized on our online and mobile resources are solely those of the creating authors or contributors and not those of Goldenlotusmedia.com, or either of its parent companies. Further, Goldenlotusmedia.com is not responsible for and does not verify the accuracy of any of the information contained in any Goldenlotusmedia.com or content. The primary purpose of these resources is to educate, inspire and inform. Some authors’ or contributors’ content may discuss strategies and methods for earning income in business, and you should feel free to reach out to those authors or contributors about their proof that such strategies and methods work. Goldenlotusmedia.com assumes no responsibility for the content or functionality of any non-Goldenlotusmedia.com website to which we provide a link. Please see our Privacy Statement for more details.SECTION 21 – TerminationThis Agreement will take effect (or shall re-take effect) at the time you click “ACTIVATE MY ACCOUNT NOW,” “PAY NOW,” “ORDER NOW”, “SUBMIT”, “BUY NOW”, “PURCHASE”, “I ACCEPT”, “I AGREE” or similar links or buttons, otherwise submit information through the Website, respond to a request for information, begin installing, accessing, or using the Website, complete a purchase, select a method of payment, and/or enter in payment method information, whichever is earliest. If, in our sole discretion, you fail, or we suspect that you have failed, to comply with any term or provision of the Agreement or violated any law, whether in connection with your use of Goldenlotusmedia.com or otherwise, we may terminate the Agreement or suspend your access to the Website at any time without notice to you. Sections 10, 18, 20 through 30 of this Agreement, as well as any representations, warranties, and other obligations made or undertaken by you, shall survive the termination of this Agreement and/or your account or relationship with Goldenlotusmedia.com. Upon termination, you remain responsible for any outstanding payments to Goldenlotusmedia.com.SECTION 22 – No WaiverNo failure or delay on the part of Goldenlotusmedia.com in exercising any right, power or remedy under this Agreement may operate as a waiver, nor may any single or partial exercise of any such right, power, or remedy preclude any other or further exercise of such right, power, or remedy, or the exercise of any other rights, power, or remedy under this Agreement. A waiver of any right or obligation under this Agreement shall only be effective if in writing and signed by Goldenlotusmedia.com.SECTION 23 – Governing Law and VenueThis Agreement and any issue or dispute arising out of or otherwise related to this Agreement or your access to or use of the Website, our Privacy Statement or any matter concerning Goldenlotusmedia.com, including your purchase and use or attempted use of any service or product, shall be governed exclusively by the laws of State of California without regard to its conflicts of laws principles. To the extent that any claim or dispute is found by the arbitrator or (if proper) a court of competent jurisdiction to be excluded from the arbitration agreement in Section 17 above, the parties agree any such claim or dispute shall be exclusively brought in and decided by the state or federal courts located in California, and you hereby irrevocably consent to the exclusive personal jurisdiction of, and exclusive venue in, such courts, and forever waive any challenge to said courts’ exclusive jurisdiction or venue. All such claims must be brought on an individual and non-class, nonrepresentative basis, and you forever waive any right to bring such claims on a class wide or representative basis.SECTION 24 – Force MajeureGoldenlotusmedia.com will not be responsible to you for any delay, damage, or failure caused or occasioned by any act of nature or other causes beyond our reasonable control.SECTION 25 – AssignmentGoldenlotusmedia.com may assign its rights under this Agreement at any time, without notice to you. Your rights arising under this Agreement cannot be assigned without Goldenlotusmedia.com (or its assigns’) express written consent.SECTION 26 – Electronic SignatureAll information communicated on the Website is considered an electronic communication. When you communicate with Goldenlotusmedia.com through or on the Website or via other forms of electronic media, such as email, you are communicating with the company electronically. You agree that we may communicate electronically with you and that such communications, as well as notices, disclosures, agreements, and other communications that we provide to you electronically, are equivalent to communications in writing and shall have the same force and effect as if they were in writing and signed by the party sending the communication.SECTION 27 – Changes To The AgreementYou can review the most current version of the Terms at any here. We reserve the right, at our sole discretion, to update, change or replace any part of the Agreement, including the Privacy Statement located at Privacy Statement by posting updates and changes to our Website. It is your responsibility to check our Website periodically for changes. Your continued use of or access to our Website following the posting of any changes to the Agreement constitutes acceptance of those changes.SECTION 28 – Your Additional Representations and WarrantiesYou hereby further represent and warrant: (1) that you are at least eighteen (18) years of age, or the legal age of majority in your jurisdiction, whichever is greater; (2) that you own, operate, and/or have the right to bind the business for which you are using the Website; (3) have read this Agreement and thoroughly understand and agree to the terms contained in this Agreement; and (4) that you will not resell, re-distribute, or export any product or service that you order from the Website. You further represent that Goldenlotusmedia.com has the right to rely upon all information provided to Goldenlotusmedia.com by you, and Goldenlotusmedia.com may contact you and your business by email, telephone, or postal mail for any purpose, including but not limited to (i) follow-up calls, (ii) satisfaction surveys, and (iii) inquiries about any orders you placed, or considered placing, on or through the Website.

You further represent and warrant that there are no prior or pending government investigations or inquiries of, or prosecutions against you, or any business related to you, by the Federal Trade Commission, any other federal or state governmental agency, or any industry regulatory authority, anywhere in the world, nor any prior or pending private lawsuits against you. If at any time during the life of the Agreement you, or any business related to You, becomes the subject of a government investigation, inquiry, or prosecution by the Federal Trade Commission, any other federal or state governmental agency, or any industry regulatory authority anywhere in the world, or the subject of any lawsuit, you will notify Goldenlotusmedia.com of the same within 24 hours. Goldenlotusmedia.com, at its sole discretion, may terminate the Agreement based on any investigation, proceeding, or lawsuit identified pursuant to this paragraph or otherwise discovered by Goldenlotusmedia.com without incurring any obligation or liability to you.SECTION 29 – SeverabilityIf any provision of this Agreement is found by the arbitrator or (if proper) a court of competent jurisdiction to be invalid or unenforceable, the remaining provisions shall not be affected thereby and shall continue in full force and effect and such provision may be modified or severed from this Agreement to the extent necessary to make such provision enforceable and consistent with the remainder of the Agreement.SECTION 30 – Entire AgreementThese Terms, the Agreement, and any policies or operating rules posted by us on the Website or in respect to the Website constitutes the entire agreement and understanding between you and your business and Goldenlotusmedia.com and governs your access to and use of the Website and your ordering, purchasing, and use and/or attempted use of any service or product, and supersedes and replaces any prior or contemporaneous agreements, representations, communications, and proposals, whether oral or written, between you and Goldenlotusmedia.com. We may also, in the future, offer new services and/or features through the Website. Such new features and/or services shall also be subject to these Terms, the Agreement, and any policies or operating rules posted by us on the Website. Any ambiguities in the interpretation of these Terms or the Agreement shall not be construed against the drafting party.SECTION 31 – Contacting UsWe encourage our customers to contact us with questions or comments about our products and services. Please feel free to do so by sending an e-mail to support@closers.io.If you have any questions or inquiries concerning any of the Terms, you may contact Goldenlotusmedia.com by email at agency@goldenlotusmedia.com.Note on how we can communicate with you:By agreeing to our terms of service a prospect agrees to receive snail mail, email, phone and automated prerecorded voice message solicitations from Goldenlotusmedia.com, including its various business divisions, affiliates, partners, vendors, list managers and clients who purchase our lists. You also agree to be contacted on a recurring basis for as long as you are a part of our sms/mms mobile message marketing program. We may sell the personal information that you supply to us and we may work with other third party businesses to bring selected retail opportunities to our members via direct mail, email, SMS, text and telemarketing (including but not limited to pre recorded phone messages) . Filling out any forms on our pages constitutes my signature and agreement that the Goldenlotusmedia.com and it’s representatives, agents, and partners may contact me by telephone (including at my wireless telephone number), email, SMS, or pre-recorded message at the information I provided through this website, and I understand and agree that this consent applies even if my number is listed on a state or federal do-not-call list. By filling out any of our forms you also agree that you cannot “build a case” against Goldenlotusmedia.com (by counting infractions per solicitation) because by submitting any forms or filling out any information signifies that you are requesting to be contacted by email, including SMS, text, pre-recorded phone calls. In no event shall either party be liable for special, indirect, incidental, or consequential damages, including, but not limited to, loss of use, or loss of profits.Message and data rates may apply.Prospect agrees he/she is solely responsible for any and all third party fees a prospect may incur when being contacted by Goldenlotusmedia.com and its business divisions, affiliates, partners, clients, vendors and list managers. By filling out ANY of our forms you also forfeit your right to litigate against Goldenlotusmedia.com based on any previously alleged infraction (alleged infractions prior to you submitting any forms) including but not limited to SMS, email, or robo-dial. If any of the terms are held unenforceable, the reminder of the terms shall remain in effect.Please DO NOT digitally sign this agreement by submitting any forms on any of our websites if you do not agree with our terms and conditions.To unsubscribe from email, phone, sms, or robo-dialing mediums please send an email to agency@goldenlotusmedia.com and include the phone number and or email address you wish to be removed. You can also opt-out by replying to the text message with “STOP”.Copyright 2016-2023 Goldenlotusmedia.com LLC. – All Rights Reserved

At Golden Lotus Media LLC, we are committed to providing high-quality website building, landing pages, coaching services, training for staff, and guidance to entrepreneurs. We believe in transparent and fair business practices, and we want our clients to be satisfied with our services.We understand that sometimes clients may need to cancel their services for various reasons. Therefore, we offer a 5-day return window at the beginning of each month for any services that have not yet started. If you wish to cancel your service during this time, we will stop the work and issue a full refund.However, once services have started, and we have provided training services and materials to the client, no refunds will be issued. This policy is in place to protect our business and ensure that we can continue to provide high-quality services to our clients.We pride ourselves on providing excellent customer service, and we are always willing to work with our clients to ensure their satisfaction. Before starting any project, we will have multiple calls to agree and polish the work up. Therefore, any chargebacks from unhappy or fraudulent customers will not be accepted.Our services are non-refundable, and we make no guarantees of specific results. We are committed to providing our clients with the best possible service and helping them achieve their desired outcomes through our services.By engaging in our services, you acknowledge and accept this policy. If you have any questions or concerns, please do not hesitate to contact us at Golden Lotus Media LLC at agency@goldenlotusmedia.comReturn Policy for Coaching Services:At Golden Lotus Media LLC, we strive to provide high-quality coaching services to our clients. Our goal is to help our clients achieve their desired results through our knowledge transfer and work.We understand that sometimes clients may need to cancel their coaching services for various reasons. However, once coaching services have started, and we have provided knowledge transfer and work to the client, no refunds will be issued. This policy is in place to protect our business and ensure that we can continue to provide high-quality coaching services to our clients.We also conduct Zoom meetings to document and prove that services have been rendered. Therefore, any chargebacks from unhappy customers who have not done the work to get the results will not be accepted.Our coaching services are non-refundable, and we make no guarantees of specific results. We are committed to providing our clients with the best possible service and helping them achieve their desired outcomes through our coaching programs.By engaging in our coaching services, you acknowledge and accept this policy. If you have any questions or concerns, please do not hesitate to contact us at Golden Lotus Media LLC at agency@goldenlotusmedia.com

Billing Policies
This Billing Policy is incorporated into the Goldenlotusmedia.com, Ltd. (“Goldenlotusmedia.com”) Terms of Service (https://goldenlotusmedia.com/#terms) and sets forth the billing terms and conditions that apply to your access and use of Goldenlotusmedia.com's services (the “Services”). In the event that the Terms of Service and this Billing Policy conflict, the Terms of Service control.1. General. Upon starting "services" and/or signing, dating, and returning your Subscription Agreement, the Services will commence and all corresponding payments, as set forth in the Subscription Agreement or zoom meeting trainings, will be due and owing, including a one-time onboarding fee to set up your Goldenlotusmedia.com account (your “Account”). All prices are payable in the currency of the country you reside in.2. Payment Instrument. All payments must be made using a valid credit or debit card issued by American Express, MasterCard, Discover or Visa, which must be kept on file with your Account (your “Payment Instrument”). Checks, cash, and electronic funds transfer are not accepted methods of payment. By providing your Payment Instrument to Goldenlotusmedia.com, you certify that you are an authorized user of the card.3. Billing Cycle. You authorize Goldenlotusmedia.com to bill your credit card in advance for the amounts set forth in your Subscription Agreement, and you agree to pay any charges so incurred, until the end of the Subscription Plan term set forth in your Subscription Agreement (the “Subscription Term”). Billing periods typically begin on the day of the month in which your Account was activated (“Billing Date”). Invoices and payment receipts are available upon request by contacting the Goldenlotusmedia.com Billing Department at agency@goldenlotusmedia.com.
Failure to make full and complete payment by the Billing Date may result in fees, charges, and assessments, as set forth in Section 6 (Fees) below. If you fail to make payment on your Billing Date, or if your Payment Instrument is declined, your access to your Account will be temporarily suspended until your balance is paid in full. Goldenlotusmedia.com will attempt to charge the Payment Instrument on file for 60 calendar days. If your Account remains delinquent for 60 calendar days, the Account will be cancelled and turned over to a third-party collection service. You will not be able to recover any files until the Account is reinstated by paying off any remaining balances.4. Cancellation.
If we cancel your Account due to a violation of the Terms of Service, this Billing Policy, or the Privacy Policy, no refunds will be issued, all outstanding payments will remain due, and we will continue charging the payments to your Payment Instrument for the remainder of the Subscription Term.All outstanding payments must be paid in full upon cancellation of an Account. All cancelled Accounts with an outstanding balance may be automatically turned over to a third-party collection service, subject to the fees, charges, and assessments set forth in Section 6 (Fees) below. Data will be stored for no longer than 90 days post cancellation.5. CRM
You will be automatically charged for your ongoing use of the CRM. All prices are payable in USD. Here is the breakdown of the CRM charges:
• Making Calls: $0.0195 / min ~ $10 will get you about 515 calls
• Receiving Calls: $0.0128 / min ~ $10 will get you about 780 calls
• Text Messages: $0.0112 / sms ~ $10 will get you about 895 text messages6. Fees. Goldenlotusmedia.com does not anticipate that you will fail to pay for the Services on a timely basis, and we do not extend credit to our customers. In the event you fail to make full and complete payment by the Billing Date, you may be subject to the following fees, charges and assessments:
• Any payments that are past due will incur an interest charge at a rate equal to the lesser of (i) 1.5% per month or (ii) the maximum interest rate allowed by applicable law.
• Any payments that are 10 days or more past due will incur an interest charge at a rate equal to the lesser of (i) 10% per month or (ii) the maximum amount allowed by applicable law.
• In the event Goldenlotusmedia.com receives a chargeback from a credit card company or bank on your behalf, Goldenlotusmedia.com may assess you a $50.00 processing fee for each individual chargeback.
• In the event Goldenlotusmedia.com uses a third-party collection service or attorney to collect money owed to us by you, Goldenlotusmedia.com may assess you a $15.00 processing fee, and you will be charged all reasonable costs and fees associated with such a collection, including, but not limited to, any third-party collection service’s fees, reasonable attorneys’ fees, and arbitration or court costs.
Any fees, charges, or assessments resulting from late payment or nonpayment will be considered liquidated damages intended to be a reasonable advance estimate of our costs resulting from such late payment or nonpayment. These costs will be difficult to calculate or to predict when we set such fees, charges and assessments, because we cannot know in advance whether you will pay for the Services on a timely basis, if ever, and what costs we will incur as a result of your late payment or nonpayment.7.Billing Disputes. To dispute any charge related to the Services, you must contact Goldenlotusmedia.com in writing at agency@goldenlotusmedia.com, within 30 days after the disputed charge is first incurred. You agree to refrain from disputing the charge with your credit card company or bank for 30 days after reporting the dispute to Goldenlotusmedia.com, to allow Goldenlotusmedia.com the opportunity to resolve the dispute. Should Goldenlotusmedia.com receive a chargeback from a credit card company or bank on your behalf before Goldenlotusmedia.com has been given 30 days to resolve the issue, Goldenlotusmedia.com has the right to collect on the rendered services and any payments associated with the dispute.In the event Goldenlotusmedia.com receives a chargeback from a credit card company or bank on your behalf, Goldenlotusmedia.com will immediately suspend the Account pending the outcome of the dispute. Regardless of the outcome of the chargeback, Goldenlotusmedia.com retains the right to collect on any rendered services or payments outstanding, and the Account may be turned over to a third-party collection service.If technical problems caused by Goldenlotusmedia.com, as determined in Goldenlotusmedia.com's sole reasonable discretion, prevent or unreasonably delay delivery of the Services, your exclusive and sole remedy is either replacement of the Services or refund of the last monthly payment.